Job & Credit Score

Even before you face the interview board for a new job, there is a strong possibility that the interviewer has already formed an opinion about you – through information contained in your credit report. Increasing numbers of companies are requesting credit reports to assist them in the job hiring process.

Essentially, your credit report is your financial resume and employers use it as an indicator of your personal integrity and how you conduct your life. With that in mind, it's alarming that 79% of all credit reports contain errors. In the competitive job market, an accurate credit history may turn out to be the decisive factor in gaining a job interview. Inaccurate credit reports can negate the most impressive of resumes, and you won't have a second chance to make a first impression.

Many companies are more interested in your financial patterns than your employment background. They want to know if you pay your bills promptly and lead a normal life ... whether or not you would come to work with lots of anxieties inside. So, credit report gives them an idea of how the individual might be expected to behave, if hired.

Rather than getting worried about it, you must try to utilize this recent trend of employer credit checking to your advantage by repairing and/or maintaining a clean credit history and wait 'fully prepared' for jumping into the dream job you are aspiring for.