Credit Blocking

It's always a good idea (before your identity is theft and you find yourself in trouble without committing any sin) to block any illegal application to credit cards by someone out there using your name. You can instruct the credit bureaus to make it mandatory for credit cards to verify any such application by calling you at your residential number.

You can do this by going online to websites of all 3 bureaus or just by calling them (through automatic service). REMEMBER: To instruct the bureaus again if you move from your old place and get a new telephone number. Otherwise, your own legitimate applications will be unnecessarily delayed... Here are contact information for three Credit Bureaus:

Equifax Equifax Credit Information Services, Inc
P.O. Box 740241 Atlanta, GA 30374
To order report: 1-800-685-1111
To report fraud: 1-800-525-6285

Experian National Consumer Assistance Center
PO Box 2002 Allen, TX 75013
To order report: 1-888-397-3742
To report fraud: 1-888-397-3742

Transunion Consumer Disclosure Center
P.O. Box 1000 Chester, PA 19022
To order report: 1-800-888-4213
To report fraud: 1-800-916-8800