Block Illegal Credit Application in Your Name
It's always a good idea (before your identity is theft and you find
yourself in trouble without committing any sin) to block any
illegal application to credit cards by someone out there using your name.
You can instruct the credit bureaus to make it mandatory for
credit cards to verify any such application by calling you at your
residential number.
You can do this by going online to websites of all 3 bureaus or just
by calling them (through automatic service).
All contact information are given below.
REMEMBER: To instruct the bureaus again if you move from your
old place and get a new telephone number. Otherwise,
your own legitimate applications will be unnecessarily delayed...
Three Credit Bureaus:
Equifax
Equifax Credit Information Services, IncP.O. Box 740241Atlanta, GA 30374
To order report: 1-800-685-1111 To report fraud: 1-800-525-6285
Web site: www.equifax.com
Experian
National Consumer Assistance Center PO Box 2002 Allen, TX 75013
To order report: 1-888-397-3742 To report fraud: 1-888-397-3742
Web site: www.experian.com
TransUnion
Consumer Disclosure Center P.O. Box 1000 Chester, PA 19022
To order report: 1-800-888-4213 To report fraud: 1-800-916-8800
Web site: www.transunion.com
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